![]() Very important step in the process, especially if you want them to get better and better at this budgeting thing! Money calendar: on page two of this free printable, you'll find a blank money calendar where your teen can do some planning ahead as far as paychecks/earnings/allowances, bill due dates, occasions where they'll need to spend money, etc.Īt the end of the budgeting cycle (one week, two weeks, etc.), have them come back to the sheet and fill out the “actual” columns - what they actually spent and what they actually earned, and then subtract from the planned amounts to get the leak or leftover from their initial budget plan.It's a money habit that makes a big difference! Notice how there's a row for “actual money put into savings?” I want your teen to get into the habit of what I call “banking it”, meaning actually moving money out of their checking account to their savings at the end of a budget cycle so that the money doesn't “accidentally” get spent. Savings: have your teen use this area to plan for savings, plus catch any leftover money they didn't end up spending to put into savings. ![]()
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